₦25,000 Cash Transfer 2026: Are You Eligible? Check
₦25,000 monthly for 15 million households — no application form, NIN required, enrolment is free. Check your eligibility now and avoid the registration scams.
By Scheme Tools Editorial Team · Last updated: 2026-10-11
🛠️ ₦25,000 Cash Transfer Eligibility Checker
Answer 4 questions to see if your household is likely covered by the cash transfer.
1 Does the head of your household have a National Identification Number (NIN)?
2 Is your household captured in the National Social Register?
3 Do you have a BVN-linked bank account or wallet for payment?
4 How many people are in your household?
The programme prioritises poor and vulnerable households — larger households with no steady income are typical beneficiaries.
Overview
The Federal Government's conditional cash transfer programme pays ₦75,000 per household in three monthly tranches of ₦25,000 (not an ongoing monthly payment), disbursed through the National Social Register. The target is 15 million households; about 10.4 million were reported reached by August 2026. Beneficiaries are identified using their National Identification Number (NIN), verified with BVN-linked bank accounts.
There is no direct application portal — households are enrolled from the National Social Register. This has created enormous confusion, with many Nigerians asking "how do I register?" and "am I on the list?"
Use the checker below to see whether your household is likely covered, and read the guide for how the register works and what to do if you are not yet captured.
Note: this is an independent guide, not a government website. Never pay anyone who promises to "add your name" — enrolment is free.
There is no application form. Households are selected from the National Social Register using NIN and other data.
Do I need a NIN?
Yes — the NIN is the primary identifier for the register.
Someone asked me to pay for registration — is this real?
No. Enrolment is free. Anyone demanding payment is running a scam — report them.
Is this a government website?
No. This is an independent guide.
Can two people in my household each receive the ₦25,000?
No. The payment is per qualifying household, not per person. One household receives one ₦25,000 monthly transfer even if several members are eligible individually. Anyone promising to register you separately for a second payment is attempting fraud.
What if I don't have a bank account?
You will need a BVN-linked bank account to receive the transfer — payments cannot be made in cash or through informal channels. If you do not have one, open an account with any commercial bank and get your BVN first; this is also one of the most common reasons legitimate households miss payments.
Will officials call or text me about my payment?
Be very careful. Real enrolment and payment information flows through ward focal persons and community lists — not random phone calls asking for your account details or OTP. Government officials will never ask for your bank PIN, OTP or a 'processing fee' by phone. Treat any such call as a scam.
My name was on the list but my payment stopped — what do I do?
First check whether your bank account and BVN details are still valid — failed transfers are a common cause. Then contact your ward focal person or LGA social welfare office to confirm your household is still captured in the National Social Register. Do not pay anyone who offers to 'restore' your payment.
How does the National Social Register actually work?
It is a database of poor and vulnerable households built through community-based enumeration — officers visit communities and identify households using set criteria. Your NIN is the main identifier. Because it is built by physical enumeration rather than an online form, many households are simply not yet captured.
Is there an official website to check my payment status?
There is no public self-service portal for checking individual payments. Confirmation comes through ward and LGA officers and announced payment batches. Any website claiming to show your personal payment status or asking for your NIN online is fake.
Can the transfer be backdated if I was missed?
There is no published policy guaranteeing backdated payments for missed households. If your household is captured late, payments normally start from the current cycle. Get your details verified with your ward officer as early as possible rather than waiting for arrears.
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