2027 COLA Calculator

Enter your current benefit — see your new amount at each estimate.

By Scheme Tools Editorial Team · Last updated: 2026-10-10

2027 COLA — Benefit Increase Calculator

Enter your current monthly benefit to see your estimated 2027 increase.

📅 The official 2027 COLA is announced October 14, 2026. Figures below use forecaster estimates (3.3–3.6%). We will update when SSA announces the final number.

Estimates only. The COLA applies automatically — no application needed. Your January 2027 payment reflects the December 2026 COLA. Medicare Part B premium (announced mid-November) may offset part of the increase. Verify at ssa.gov/cola.

Official portal

SSA — Cost-of-Living Adjustments (ssa.gov/cola) ↗

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Social Security COLA 2027: Estimate Your New Benefit